Pricing
Regardless of how you choose to work with us, our initial meeting is complimentary with no cost or obligation. In this first meeting, our goal is to gain a clear understanding of who you are and what you’re looking to accomplish. We will mutually determine if our services are the right fit for your situation.
Financial Planning
One-Time plan ($499—$2,499)
For most of our clients, our relationship begins with a comprehensive financial plan. We’ll cover all the bases— from goal setting, to optimizing your cash flow, retirement, insurance, estate & tax planning in coordination with a legal and/or tax professional, and much more. Our fee for this service is based upon the plan complexity. We will give you a firm quote before you commit to anything.
Hourly ($125/hr)
Our hourly planning is for those looking to get advice on a single specific topic or several topics. This arrangement is a simple hourly model in which we bill by the hour for our time and services. We will quote you the hourly rate and number of hours in advance. No surprises.
Ongoing (varies)
Most of our clients work with us on an ongoing basis. They prefer to always have us “on call” to answer financial questions and for us to regularly update their financial plan. For those that we are managing assets for under an advisory fee-based arrangement, ongoing financial planning and consulting services are complimentary. We do not charge anything additional to regularly review and update your plan.
Investment Management
fee-based
We charge a percentage of Assets Under Management (AUM) for our investment management services. Our annual fee is divided into quarterly payments that are automatically deducted from your account(s). This fee-based model allows us to make investment choices that are always in your best interest. Our fees include all ticket charges as well. We have breakpoints that automatically reduce our percentage fee once your assets reach certain levels. These fees can be changed based upon the complexity of the relationship if mutually agreed upon by the advisor and client in advance. Our standard client fees (includes advisor and program fee) are as follows:
To give you an idea of what you might expect to pay, here are a few blended rates based upon different account sizes:
Our fees are well below industry averages. Here are the average financial advisor all-in-fees for different account sizes:
*Source: Advisory HQ, “Average Financial Advisor Fees in 2023”
Financial Planning & Consulting may be a complimentary no obligation service provided to existing advisory clients. Financial Planning & Consulting Services is completed through a separate agreement from the Investment Management Services agreement. Please refer to firm's ADV Part 2A and the client's agreement for additional platform, strategist or any related fees that may apply. Programs offered through My Advice Architect. Clients in Manager or Unified programs will pay a Manager Fee, based on the selected Manager.